Buy-to-Let Calculator

Enter your property details below to calculate monthly cash flow, yields, and return on investment.

Investor & Location

Buyer Type

Region

Purchase & Financing

Purchase Price

Loan-to-Value (LTV)

Deposit (auto-calculated)

Mortgage Type

Mortgage Rate (% p.a.)

Up-front & Transaction Costs

Legal Fees

Repair / Refurbishment Costs

Survey Fees

Other Transaction Costs

Stamp Duty (SDLT) (auto-calculated)

Rental Income & Management

Monthly Rent

Letting Agent Fee

Ongoing Operating Expenses

Maintenance

% p.a.

If both are blank, defaults to 1% of purchase price per year.

Insurance (£/month)

Service Charge (£/month)

Ground Rent (£/month)

Other Monthly Costs

Results

Yields & Returns

Gross Yield

7.20%

Net Yield

1.59%

ROI

5.47%

Monthly Breakdown

Mortgage Payment

£781.25

Running Expenses

£388.33

Monthly Profit

£330.42

Annual Summary

Annual Rent

£18,000

Annual Profit

£3,965

Investment & Returns

Mortgage Amount

£187,500

Stamp Duty (SDLT)

£7,500

Total Cash Invested

£72,500

Disclaimer: This calculator provides estimates based on the information you enter and should not be considered financial advice. Actual costs, returns, and tax liabilities may vary. Transaction tax calculations are based on current rates and may change. Always consult with a qualified professional before making investment decisions.